Savings Products

Emergency Plan

Cowrywise

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Flexible emergency savings with instant access - earn 12.45% p.a.

Target Savings

PalmPay

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Set savings goals and earn 12% p.a. Choose from categories like Accommodation, Education, Business, or create custom targets.

Flex Naira

PiggyVest

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High-yield flexible savings account with daily interest accrual

Rise Fixed Dollar

Risevest

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Dollar fixed income investment

Carbon Goals

Carbon

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Goal-based savings starting from ₦100 daily/weekly with up to 9.5% p.a.

Carbon FlexSave

Carbon

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Flexible savings with up to 9% p.a. - no minimum deposit

Spend + Save

Kuda

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Automatic savings from every transaction

Halal Savings

Cowrywise

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Interest-free savings compliant with Islamic principles (Riba-free)