Savings Products

SafeBox

PalmPay

fresh

Save with discipline at 16% p.a. Daily interest credits. 4 free quarterly withdrawal days per year. Top-up anytime.

Spend & Save

OPay

fresh

Automatically save a percentage every time you spend or transfer - earn up to 15% p.a.

Fixed Savings

Kuda

fresh

Lock your money and earn higher returns

Rise Fixed

Risevest

fresh

Naira fixed income investment

OWealth

OPay

fresh

Flexible savings with daily interest - up to 15% p.a. on balances ≤₦300,000. Interest calculated daily, paid on the 1st of the following month.

Targets

OPay

fresh

Goal-oriented savings with up to 15% p.a. - save for specific goals with 1-12 month duration. Top-up anytime.

SafeBox

OPay

fresh

Deposit & earn up to 15% p.a. with flexible top-ups. 4 free withdrawal days yearly. Daily interest, paid monthly.

Target Savings

PiggyVest

fresh

Goal-oriented savings with 14% p.a. - save individually or with friends

HouseMoney

PiggyVest

fresh

Semi-strict wallet for rent and household expenses with 14% p.a.

Rise Real Estate

Risevest

fresh

US real estate investment with rental income and capital appreciation

Regular Savings

Cowrywise

fresh

Goal-oriented savings with 13.85% p.a. - minimum 3-month duration

Circles

Cowrywise

fresh

Group savings with friends or family - earn 12.57% p.a.