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savings

Fixed

18.00% effective

APY · daily

fresh

Fixed deposit with up to 18% p.a. - lock funds for 7-1000 days. One-time deposit, highest OPay savings rate.

Rate Details

Rate Type

APY

Compounding

daily

Verification Status

verified

Last Verified

1/27/2026

Conditions

Early Withdrawal Penalty forfeit_interest_and_fee%

Maximum Lock 1000 days

Minimum Lock 7 days